fig. 1.0 · general arrangement · the practice in one drawing
For loan officers ready to own the shop.
Entity setup, licensing in every state you need, a comp plan that survives an audit, and the software to run it all. Drawn, filed, and built by one person.
one partner, measured across the business and the build
fig. 2.0 · schedule of services
Three line items. One accountable name.
| 01 | Consulting | entity + MU1 filings, surety bonds, licensing sequence, comp plans with version history | sheet 02 → |
| 02 | Development | websites, custom software, LOS integrations, built by someone who reads your P&L | sheet 03 → |
| 03 | Keystone | the brokerage operations platform, built and operated in house | sheet 04 → |
fig. 3.0 · keystone · detail from sheet 04
The platform I would have wanted as an owner. So I built it.
| file | borrower | lender | amount | status |
|---|---|---|---|---|
| 2141 | R. Alvarez | UWM | $412,500 | funded |
| 2142 | T. Nguyen | Rocket TPO | $286,000 | clear to close |
| 2143 | M. Okafor | Pennymac | $518,250 | underwriting |
| 2144 | J. Whitfield | UWM | $339,900 | 5 days idle |
fig. 4.0 · general notes · the details are the service
You will never wonder if something slipped.
A drawing set works because nothing is implied. Every dimension is stated, every revision is dated, every sheet is signed. I run engagements the same way.
Comp plans carry a paper trail
the most common exam finding is missing version history, not bad plan structure. yours will have both handled.
Licensing is a sequence, not a scramble
fifty states, fifty rulebooks, bond amounts that jump the day you add lender authority. the renewal calendar is tracked, not remembered.
Software is held to this same standard
tabular numerals, visible focus states, zero layout shift. the details on this sheet are the ones your tools get.
fig. 5.0 · issue
Your next epoch starts with a conversation.
Tell me where you are: producing under someone else's banner, mid-licensing, or operating and ready to build. I'll tell you exactly what I would do next.